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Remortgaging & Moving Home

There are several reasons why you might want to re-mortgage and we're here to help you find the next suitable deal. If your current arrangement is coming to an end, we can help put in place a new one on terms that suit you.

Contact us today

Why remortgage?

It could be that your existing deal has come to an end, or you think there's a better rate or more flexible terms available. Perhaps you're moving home or your circumstances have changed and you want to increase or decrease your existing loan amount? Whatever your reasons, it’s worth considering the costs associated with re-mortgaging as sometimes they can outweigh the perceived financial or circumstantial benefits. 


We'll help you weigh up the pros and cons of re-mortgaging so you can be clear on the options available to you.

factors to consider

  • It may be best for you to switch your mortgage deal with your current lender rather than transferring to a new one, therefore avoiding unnecessary costs

  • A new lender may charge you for valuation and solicitors fees

  • While a new mortgage product may reduce your monthly payments, the repayment period may be longer

  • You may have to pay an early repayment charge to your existing lender if you re-mortgage.

Alan & Michelle's story

Alan and his wife Michelle were keen to build their own home and having bought a piece of land in 2020, their thoughts turned to the practical and financial side of going about it. As a builder, Alan had the skills and contacts for the work but they needed advice on how to finance the build in the short term.


Having been recommended to speak to Kevin Orchard by 3 of his customers, Alan approached him for advice on remortgaging. Kevin was able to offer a few options for the couple to choose between and helped them throughout the entire process.

'Kevin helped us get to where we are today and has been instrumental in what we've achieved. Once we sold our previous home, he helped us get the funds to keep going through the building work. Without him we probably wouldn't have been able to do what we've done.


Alan

protecting your investments

When taking out finance for a new mortgage, we recommend you also review your protection cover to ensure you've got the right insurance policies in place for all eventualities.

Contact Us

Contact Us

We're always happy to talk

We take pride in finding the ideal financial solutions for our customers.

Let us start helping you today.

KMC-Financial Ltd

33 High Street, East Grinstead, West Sussex, RH19 3AF

01342 645252

Hours

Open today

09:00 – 17:00

Email us today

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